SEPA creditor ID (SCI) Definition.

SEPA Creditor Identifier: uniquely identifies the party collecting SEPA direct debits (SDD). In France it has 13 characters (FR, check digits, a 3-character business code, and a 6-digit national creditor number), and the creditor obtains it through its bank from the Banque de France (France’s central bank). Combined with the UMR, it uniquely identifies each direct debit mandate across the SEPA area.

See also

→ SDD→ UMR (mandate reference)

Where this term appears

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