PCI DSS Definition.

Payment Card Industry Data Security Standard: the security standard for card data (12 requirements covering networks, encryption, access, logging, and testing), managed by the PCI Security Standards Council, which the card networks founded. Version 4.0 has been mandatory since March 31, 2024, and its “future-dated” requirements since March 31, 2025 (v4.0.1 was published in June 2024). Any entity that stores, processes, or transmits card data must comply, with a validation level based on volume.

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