DPAN Definition.

Device PAN: a device-specific token provisioned in a wallet (Apple Pay, Google Wallet) in place of the real PAN when the card is enrolled. It is stored in the phone’s Secure Element or managed via HCE, and can be revoked remotely without reissuing the physical card. The merchant never sees the underlying PAN, which reduces its PCI exposure.

See also

→ Network token→ Digital wallet→ PAN

Where this term appears

GuideTokenization and card authentication around the worldGuideWallets and super-apps around the worldGuideApple Pay, Google Pay, and other walletsGuideEMV and card securityGuideTransaction data and approval ratesGuideManaging tokenized cardsGuide3-D Secure 2 and SCA exemptionsCourseTokenization and recurring paymentsCoursePayments vocabulary in one hour

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