AISP Definition.

Account Information Service Provider: a regulatory status created by PSD2. With the customer’s consent, it has read access to their payment accounts through bank APIs (account aggregation, budgeting tools, credit scoring). In France, it requires only a lighter registration with the ACPR.

See also

→ Open banking→ PSD2→ PISP

Where this term appears

GuideMerchant, acquirer, PSPGuidePayment regulationGuideFrench fintech: an overviewGuidePayments in FranceGuidePayments in IrelandGuideLuxembourg and Europe’s licensing hubsGuidePayments in the UKGuidePayment licenses and authorizations around the worldGuideOpen banking around the worldGuideInstant payments around the worldGuideOpen banking and pay-by-bankCourseAccepting payments in the UK

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