CaSys (International Card System AD Skopje)A multilateral deferred net settlement system for DOMESTIC card brands in North Macedonia. Participants' net positions settle once a day in MIPS. CaSys is primarily a processor and acquirer: it runs the banks' ATM and POS fleet and handles authorization and processing. Do not mistake it for a domestic card scheme like DinaCard, BELKART, or Mir. Confusing a technical processor with a scheme is common in this market.International Card System AD Skopje (an independent processor and acquirer, the first processing center in the region certified by Mastercard and Visa for chip card issuing and acquiring; the system is overseen by the National Bank of the Republic of North Macedonia)
Global registry · Europe · Southern Europe
North Macedonia Payment systems
2 systems listed.
This country doesn’t have a written market analysis yet: e-commerce shares, regulator, and key players are still to be documented. The systems below, however, are verified.
IBAN · North Macedonia
19 characters48 BIC codes
- Total length
- 19 characters
- Bank code position
- 5–7
- BBAN structure
3!n10!c2!n
Structurally valid example
MKcountry code07check digits250bank120000058984account
MK07 2501 2000 0058 984
Learn about this market. The guides and courses that cover it.
Merchant, acquirer, PSPPayment regulationCentral banks and payment infrastructuresAgents, distributors, and banking-as-a-service: who is liable for whatPayments in the BalkansPayments in the Baltics and FinlandAccepting payments in Germany, Austria, and SwitzerlandAccepting payments in Spain and PortugalChoosing a jurisdiction for your payment institutionAccepting payments in the Netherlands and BelgiumAccepting payments in the NordicsAccepting payments in Poland and Central Europe
Card schemes
Instant payments
KIBSNorth Macedonia’s clearing house, licensed by the central bank on September 17, 2025, to operate a payment system for instant transfers in denars. It complies with European standards and is designed for future connection to SEPA, targeting 24/7/365 operation and settlement in under 10 seconds.KIBS AD Skopje (Klirinski Interbankarski Sistemi) · since 2025