LaserDiscontinuedIreland's only domestic card scheme. Its demise left Ireland fully dependent on Visa and Mastercard, with no domestic rail at all.Laser Card Services Ltd (Irish banks) · since 1996Discontinued in February 2014
Global registry · Europe · Northern Europe
Ireland Payment systems
2 systems listed.
This country doesn’t have a written market analysis yet: e-commerce shares, regulator, and key players are still to be documented. The systems below, however, are verified.
IBAN · Ireland
22 charactersSEPA area28 bank codes1,087 BIC codes
- Total length
- 22 characters
- Bank code position
- 5–8
- Branch code position
- 9–14
- BBAN structure
4!a6!n8!n
Structurally valid example
IEcountry code29check digitsAIBKbank931152branch12345678account
IE29 AIBK 9311 5212 3456 78
Learn about this market. The guides and courses that cover it.
Payments in IrelandMerchant, acquirer, PSPPayment regulationCentral banks and payment infrastructuresAgents, distributors, and banking-as-a-service: who is liable for whatPayments in the BalkansAccepting payments in Germany, Austria, and SwitzerlandAccepting payments in Spain and PortugalChoosing a jurisdiction for your payment institutionAccepting payments in the Netherlands and BelgiumAccepting payments in the NordicsAccepting payments in Poland and Central Europe
Card schemes
Instant payments
Synch Payments / YippayDiscontinuedThe most recent failure of a bank-led A2A project in Western Europe. It left the field open to Revolut for instant payments in Ireland, a situation the central bank has since criticized.Synch Payments DAC (AIB, Bank of Ireland, Permanent TSB, KBC Ireland) · since 2020Abandonment announced in November 2023, after AISP/PISP authorizations stalled at the Central Bank of Ireland (RTÉ, Finextra, 2023)