Global registry · Latin America · Central America

Honduras Payment systems

2 systems listed.

This country doesn’t have a written market analysis yet: e-commerce shares, regulator, and key players are still to be documented. The systems below, however, are verified.

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Clearing and settlement

ACH ProntoHonduras’s automated clearing house: bulk credit transfers (payroll, pensions, suppliers, taxes) and direct debits (insurance, utilities, telecoms, tuition), in two daily cycles that settle at 5:15 p.m. and 8:45 a.m. It is the country’s retail interbank rail, run by private bank-owned infrastructure rather than by the central bank.Centro de Procesamiento Interbancario, S.A. (Ceproban, a company owned by Honduran banks; participants are public and private banks and other institutions supervised by the CNBS (the national banking and insurance regulator), under Banco Central de Honduras oversight)

Other

BCH-TRHonduras’s real-time gross settlement system, live since March 4, 2013, and described by the central bank as the backbone of the national payment system: large-value and urgent payments, settled one by one with no netting. It is the finality layer beneath ACH Pronto.Banco Central de Honduras (operated by the central bank; participants are financial system institutions and public or private entities admitted by the system administrator, under the law on payment and securities settlement systems) · since 2013

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