Žiro kliring / BPRTGSBosnia and Herzegovina’s RTGS (BPRTGS) and retail clearing (Žiro kliring) pair, operated by the central bank in a country with a fragmented institutional structure. The CBBH has signed the TIPS Clone letter of intent and is in the first connected group.Centralna banka Bosne i Hercegovine (CBBH) · since 2001
Global registry · Europe · Southern Europe
Bosnia & Herzegovina Payment systems
2 systems listed.
This country doesn’t have a written market analysis yet: e-commerce shares, regulator, and key players are still to be documented. The systems below, however, are verified.
IBAN · Bosnia & Herzegovina
20 characters25 bank codes33 BIC codes
- Total length
- 20 characters
- Bank code position
- 5–7
- Branch code position
- 8–10
- BBAN structure
3!n3!n8!n2!n
Structurally valid example
BAcountry code39check digits129bank007branch9401028494account
BA39 1290 0794 0102 8494
Learn about this market. The guides and courses that cover it.
Merchant, acquirer, PSPPayment regulationCentral banks and payment infrastructuresAgents, distributors, and banking-as-a-service: who is liable for whatPayments in the BalkansPayments in the Baltics and FinlandAccepting payments in Germany, Austria, and SwitzerlandAccepting payments in Spain and PortugalChoosing a jurisdiction for your payment institutionAccepting payments in the Netherlands and BelgiumAccepting payments in the NordicsAccepting payments in Poland and Central Europe
Clearing and settlement
Cross-border rails
Međunarodni kliring u devizamaEuro clearing between participants in Serbia, Bosnia and Herzegovina, and Montenegro, operated by the National Bank of Serbia. This regional rail is little documented outside the Balkans, yet it bypasses correspondent banks across three neighboring markets. Anyone settling in euros in the region should know it.Narodna banka Srbije (based on bilateral agreements between the National Bank of Serbia and its counterparts in Bosnia and Herzegovina and Montenegro)