BIN 450731 Visa Classic debit card · Sparisjodur Myrasyslu · 🇮🇸 Iceland
Prefix 450731 identifies Visa cards issued by Sparisjodur Myrasyslu (Classic debit card). Issuing country: 🇮🇸 Iceland.
| Issuing bank | Sparisjodur Myrasyslu |
|---|---|
| Network | Visa |
| Card type | Debit |
| Card level | Classic |
| Issuing country | 🇮🇸 Iceland |
| Prefix length | 6 digits |
A prefix identifies the issuer and the network, nothing else: not the cardholder, not the balance, not whether the card is valid. A bank runs hundreds of them, and a prefix can be reassigned after a portfolio is closed. The details below are computed in your browser: the full number is never sent, and only its first three digits appear in the URL of the reference-data slice being downloaded.
🔒 Network and Luhn check computed locally; the issuer is read from a static file. Paypedia never receives or stores any card number.
Anatomy of a card number. MII, BIN, account number, and Luhn check digit.
The BIN (Bank Identification Number), officially called the IIN (Issuer Identification Number), is the first few digits of a card number. They identify the network and the issuer, which lets the merchant route the transaction and apply the right fees.
4MIIIssuer industry (4 = banking/finance)53904Rest of the BINTogether: 6 to 8 digits that identify the issuer123456789Account numberAssigned by the issuing bank8Luhn check digitMod 10 check across the whole numberLook up a card from your assistant. The BIN database, plugged into your AI.
Paypedia’s MCP server exposes this database: network, issuer, country, debit or credit, and Luhn check, across 458,044 BINs and 5,805 IIN ranges, locally and with no API key.