Instant Payment Programme (Namibia)Africa’s most recent launch in the period, driven directly by the central bank, with 24/7 transfers between banks and wallets from any basic phone. The NamQR standard and open banking specifications are being developed in parallel. ⚠️ The “4th African country” ranking cited by Deputy Governor Leonie Dunn is wrong: AfricaNenda’s SIIPS 2025 report counts 36 live instant payment systems in 31 African countries.Bank of Namibia · since 2026Live since June 2026 (Bank of Namibia). Financial inclusion: 86% in 2025, up from 78% in 2017 (Bank of Namibia/Payments Association of Namibia, 2025 annual report).
Global registry · Africa & Middle East · Southern Africa
Namibia Payment systems
4 systems listed.
This country doesn’t have a written market analysis yet: e-commerce shares, regulator, and key players are still to be documented. The systems below, however, are verified.
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Payments in East AfricaPayments in Portuguese-speaking and southern AfricaMobile money in AfricaPayments in West and Southern AfricaPayments in the CEMAC zonePayments in the Gulf and the Middle EastAccepting payments in AfricaAccepting payments in Egypt and the MaghrebAccepting payments in the GulfCollecting payments in Kenya and East AfricaCollecting payments in Nigeria and West AfricaPayments in Africa: the continent that reinvented mobile money
Instant payments
Clearing and settlement
NamPayOverhaul of Namibia’s EFT system into three streams: debit orders, credit transfers, and near real-time credit transfers. A technical prerequisite for the 2026 instant payment system.Namclear (Pty) Ltd (with the Payments Association of Namibia (PAN)) · since 2019
Acquiring and processing
DPO Pay (formerly DPO Group / Direct Pay Online)Online acceptance provider operating in East and Southern Africa, now under the Network International brand. The original entry flagged the ownership chain (Network International, then Brookfield) for due diligence: only ownership by Network International is confirmed by a primary source; the move under Brookfield’s control is not confirmed here.Network International (the service now trades as “DPO Pay by Network”; the DPO acquisition was part of Network International’s 2016–2021 regional expansion phase, and its Africa headquarters is in Nairobi.)Claimed presence in more than 20 countries, with a country selector covering 11 markets (dpogroup.com, accessed August 2026)
Other
NISS (Namibia Interbank Settlement System)The only Namibian infrastructure where a payment becomes final and irrevocable, which is why it was designated a financial market infrastructure in January 2018. It settles both individual large-value payments and retail batches: the NAMSWITCH card switch and NamPay EFTs, both operated by Namclear, settle there. Migrated to ISO 20022.Bank of Namibia · since 2002More than 97,000 transactions worth more than N$1.2 trillion settled between April 2024 and April 2025 (Bank of Namibia, 2025).