Botswana Automated Clearing House (BACH)Clearing for Botswana’s bulk payments (salaries, direct debits, checks), with four daily sessions at 09:00, 12:00, 15:00, and 17:00, whose balances settle in BISS. The country has no instant retail rail; multiple daily sessions are the closest thing to one.Bank of Botswana (under the National Clearance and Settlement Systems Act of 2003)
Global registry · Africa & Middle East · Southern Africa
Botswana Payment systems
4 systems listed.
This country doesn’t have a written market analysis yet: e-commerce shares, regulator, and key players are still to be documented. The systems below, however, are verified.
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Payments in East AfricaPayments in Portuguese-speaking and southern AfricaMobile money in AfricaPayments in West and Southern AfricaPayments in the CEMAC zonePayments in the Gulf and the Middle EastAccepting payments in AfricaAccepting payments in Egypt and the MaghrebAccepting payments in the GulfCollecting payments in Kenya and East AfricaCollecting payments in Nigeria and West AfricaPayments in Africa: the continent that reinvented mobile money
Clearing and settlement
Mobile money
MyZakaBotswana’s original mobile money service, since expanded into MyZakaPay for merchant payments. Together with Orange Money, it accounts for most nonbank retail payments in a market too small to attract a dedicated instant rail.Mascom Wireless Botswana (Pty) Ltd (Botswana’s largest mobile operator)
Acquiring and processing
DPO Pay (formerly DPO Group / Direct Pay Online)Online acceptance provider operating in East and Southern Africa, now under the Network International brand. The original entry flagged the ownership chain (Network International, then Brookfield) for due diligence: only ownership by Network International is confirmed by a primary source; the move under Brookfield’s control is not confirmed here.Network International (the service now trades as “DPO Pay by Network”; the DPO acquisition was part of Network International’s 2016–2021 regional expansion phase, and its Africa headquarters is in Nairobi.)Claimed presence in more than 20 countries, with a country selector covering 11 markets (dpogroup.com, accessed August 2026)
Other
BISS (Botswana Interbank Settlement System)Botswana’s RTGS for large-value transfers, linked to the BACH clearing house, whose net balances it settles. It is the country’s domestic settlement leg and its connection point to the regional SADC-RTGS.Bank of Botswana (under the National Clearance and Settlement Systems Act of 2003)