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Regulation, schemes, innovation, fraud, market: what moved yesterday, analysed and dated.
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August 2026
- Visa signs two stablecoin deals in South Korea in three daysSchemes
- Post-quantum cryptography: the US Treasury organizes the financial sector’s migrationRegulation
- Syria carries out its first international card transactions in fifteen yearsSchemes
- The RTP network is preparing to cross the border, with a pilot announced for the first half of 2027Market
- PayPal buyout: Stripe and Advent withdraw offer of more than $50 billionMarket
- Moniepoint closes MonieWorld and exits UK money transfer after sixteen monthsMarket
- Illinois will require merchants to accept cash for purchases under $500Regulation
- Experian embeds its credit card comparison tool in ChatGPTInnovation
- Pontes: the ECB connects distributed ledgers to central bank moneyInnovation
- Stablecoins: US banks shift from opposition to issuanceMarket
- The UK Treasury writes payments innovation into the Bank of England’s mandateRegulation
- Affirm closes its fiscal year with its most profitable quarter and is targeting $64 billion in volumeMarket
- ISO 20022 structured addresses: Swift postpones its 2026 release, SEPA keeps its deadlineRegulation
- Tokenised deposits: CIMB settles a RM 1.38 billion sukuk in the Bank Negara sandboxInnovation
- Visa extends its automated vulnerability remediation tool and opens it to other AI modelsInnovation
- Socure raises USD 156 million and buys Fravity: the fraud investigation file moves to the software agentFraud
- Hong Kong selects 36 agentic AI use cases in finance, including an identity framework for payment agentsRegulation
- Digital rouble: Russian telecom operators and marketplaces set out their arrangements for 1 SeptemberInnovation
- Revolut opens its EURR euro stablecoin to Denmark, Poland and PortugalInnovation
- Basware acquires Trustpair and extends invoice control through to the supplier's bank accountFraud
- BaFin penalises bunq, BforBank and Wise over their filings to the German payment account comparison websiteRegulation
- Visa joins BLOOM, the Singapore central bank scheme devoted to stablecoin settlementSchemes
- Stripe opens six Asian wallets to its cross-border merchants and pushes Treasury in Singapore back to 2027Market
- OpenPayd connects its infrastructure to the Circle Payments Network and settles in stablecoin without exposing it to the customerMarket
- In-store acceptance: Bluefin and Visa combine P2PE encryption, tokenization and estate management in a single offeringInnovation
- Walmart opens its checkouts to Apple Pay and Google Pay, twelve years after switching off NFCMarket
- ACH network: all US receiving banks must now monitor the credit transfers they receiveFraud
- Cyprus awards State payment collection to Viva.com after four years of appealsMarket
- Visa looks for a replacement for BVNK, now at Mastercard: stablecoin settlement goes out to tenderSchemes
- AWS opens agentic payment to all its customers: AgentCore Payments reaches general availabilityInnovation
- Tokenized deposits: HSBC and Standard Chartered execute the first transaction on Swift's shared ledger.Innovation
- Stripe opens Treasury in Australia and brings the payment provider closer to the multi-currency account.Innovation
- Sports betting: 2026 World Cup fraud shifted from signup to withdrawal.Fraud
- DEUNA routes the entire PayPal suite through a single integrationMarket
- Zombie Card: an expired Visa can still pay contactlessFraud
- TerraPay backs onto Deutsche Bank: the correspondent bank is now selling to fintechsMarket
- FalconTST 2.0: four global banks entrust their FX forecasting to a time-series model.Innovation
- PayPal and Venmo enter US tuition payment processingMarket
- The OCC sets November for its final rule on stablecoins and targets 2027 to process applications.Regulation
- Monzo outage: failover to an independent backup bank.Innovation
- Mexico restarts CoDi and gives itself 2027 to push back cash.Market
- P2P payment: TikTok's application code traces it.Innovation
- Kraken opens to the US its card backed by a multi-asset walletMarket
- Klarna in Q2: transaction margin grows twice as fast as volume.Market
- Agentic Payments Alliance: twenty-six payments firms establish a common instance.Innovation
- Ingenico: Apollo leaves capital, creditors led by PIMCO take over the terminal makerMarket
- Stablecoins: the US Treasury consults on the boundary that will decide who must be licensedRegulation
- Agentic commerce: Alipay opens its AHA protocol and brings Chinese merchants to agent format.Innovation
- Stripe puts over 7 billion dollars into OpenRouter: payment settles on the AI meter.Market
- Payment platforms transform their flow data into credit for merchants.Market
- PayPal acquisition: the board deemed the offer insufficient, negotiation resumes on priceMarket
- Brazil: Mastercard offers half to acquirers after Will Bank's failure.Schemes
- FinCEN estimates $4.9B reported flows from migrant traffickingFraud
- Intermex acquisition: California suspends its approval the day New York grants its own.Regulation
- Klarna and Zilch put installment payment on a paid subscription.Innovation
- Citi acquires Kard and finances its rewards through merchantsMarket
- Wero exits its founding bank circle, positioned between a neo-bank distributor and an online acquirerSchemes
- International consumer payments, Bank of America and JPMorgan go live on the Swift framework.Innovation
- Citi acquires Kard, or rewards card funded by the merchant rather than the issuer.Market
- Adyen in the first half of 2026, growth driven by stores and merchants already in portfolio.Market
- Yuno raises $45M and establishes payment orchestration as a standalone layerMarket
- Flywire and Trustly carry account-to-account payment on large North American amounts.Innovation
- Software agents receive their own payment means, by card or by stablecoinInnovation
- Identity theft scams: attempts more than doubled in one year across US banksFraud
- US bank charters: 40 applications in 18 months, and rewritten deposit insurance procedureRegulation
- Wero enters N26 app: European bank wallet recruits at neobanks.Schemes
- American cards: USD 1.26 T outstanding, with a default rate that doesn't measure what you thinkMarket
- Coinbase wires its collections to AI agents: HTTP code 402 becomes an acceptance method.Innovation
- Apple Pay changes leadership: Jennifer Bailey departs, three workstreams remain open.Market
- Google Play now accepts Venmo, and the app store cashier opens to mobile walletsMarket
- FedNow and cross-border: the payments sector pushes, banks ask for a pilot programRegulation
- Adyen joins Toast's U.S. payment deviceMarket
- The OCC closes the door to bunq: anatomy of a U.S. bank charter refusal.Regulation
- Brazil imposes a 24-hour hold on crypto-asset transfers abroad.Fraud
- Visa spends $2.4 billion for BioCatch and shifts fraud prevention before paymentFraud
- Stablecoins: in one week, the battle shifts to cross-border enterprise payouts.Innovation
- Nayax seeks its own banking license—while relying on Adyen: the end of all-sponsor model.Market
- Kulipa: a Parisian stablecoin issuer's bankruptcy extinguished 120,000 cards in a night.Market
- FNC-RF: France now queries a file of suspect IBANs before each credit transfer.Fraud
- Circle stacks two trust charters: how the USDC issuer becomes a regulated institutionRegulation
- Second-quarter results: the Gulf between US networks and European PSPsMarket
- Project Agorá: tokenised deposits move to real money for cross-border paymentsInnovation
- AI Act: on 2 August, credit scoring in payments moves into the “high-risk” categoryRegulation
July 2026
- The OCC denies Wise its US trust bank charterRegulation
- Operation Chargeback: when fraud runs through the inside of payment providersFraud
- B2B virtual cards: Mastercard shifts controls towards the issuer and clearingInnovation
- American Express raises its annual forecast: anatomy of a three-corner networkMarket
- When US banks acquire a debit network to escape their own capsSchemes
- Samsung launches its first credit card in the United States with BarclaysMarket
- Ant International raises 1.2 billion dollars to industrialise cross-border payment and merchant AIMarket
- The United Kingdom rewrites its payment rules for the era of stablecoins and AI agentsRegulation
- Scheme fees: the commission that European caps have never reachedSchemes
- Visa Stablecoin Platform: the card network brings stablecoins into bank vaultsSchemes
- Instalment payment caught by consumer credit law: the United Kingdom takes the leap, France follows in NovemberRegulation
- Stripe and Advent launch a 53 billion dollar offer for PayPal: the largest fintech operation in historyMarket
- Instant transfer: mandatory free-ness propels France towards the 10-second normRegulation
- ISO 20022: on 15 November 2026, free-text address vanishes from SEPA paymentsRegulation
- Open USD: 140 payment actors unite for a shared-governance dollar stablecoinMarket
- Adyen closes its first two acquisitions: the PSP dreams of becoming a commerce platformMarket
- Agentic payment: when schemes build the rails for purchasing AIInnovation
- Wero enrols BoursoBank and prepares its e-commerce offensive in FranceSchemes
- Digital euro: European Parliament unblocks the file, sights set on 2029Innovation
- PSD3 and PSR: final stretch before publication in the Official JournalRegulation
- Beneficiary verification: nine months on, first assessment against transfer fraudFraud
- Crédit Agricole acquires 100 % of CAWL: the bank internalises merchant acquiring, Worldline refocusesMarket
- Stablecoins: the euro nibbles away at territory under MiCA, banks go on the offensiveMarket
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